Gateway One Lending & Finance and RouteOne Announce eContracting Partnership | RouteOne LLC

Gateway One Lending & Finance and RouteOne Announce eContracting Partnership

Tuesday, January 3, 2017

ANAHEIM, CA. – Gateway One Lending & Finance, LLC (Gateway One), a subsidiary of TCF National Bank and an indirect subsidiary of TCF Financial Corporation (TCF) (NYSE: TCB), and RouteOne today announced a partnership to bring RouteOne’s indirect auto financing platform and eContracting solution to Gateway One’s network of more than 12,500 dealers in the United States. The solution provides retail contract validation, signature, and distribution – all done electronically. Gateway One services near prime to super prime customers and joins RouteOne’s growing list of available eContracting finance sources.  With this partnership, Gateway One expects to reduce funding times for dealers and provide a secure closing transaction for its customers.

“Gateway One is pleased to offer an eContracting solution to our dealers through this partnership with RouteOne. The platform enables our dealers to reduce the amount of time it takes to fund a loan with Gateway One to a single day,” said David MacInnis, president of Gateway One.  “With RouteOne’s solution, dealers will be able to identify possible issues before the signing ceremony takes place, requiring fewer return calls or questions.”

“We are pleased to make our eContracting platform available to Gateway One’s dealers,” said Justin Oesterle, RouteOne chief executive officer. “eContracting provides the process and efficiency enhancements that dealers demand today, and we know they will welcome Gateway One’s participation on the solution. We are always enthusiastic about the opportunity to enhance our service to our dealer and finance source customers.”

RouteOne continues to be an industry leader in eContracting, which is evident through its eContract volume- exceeding 6 million funded deals since the inception. This momentum accelerates with the availability of new finance sources and the investment in enhancements RouteOne makes to provide dealers the optimal technology solutions to sell and finance vehicles.  RouteOne is committed to offering the best, most transparent experience possible to dealers in a market with evolving demands.

Dealers and finance sources interested in eContracting can contact RouteOne at 866.768.8301 or contract their Gateway One sales representative.



About RouteOne

RouteOne was formed in 2002 by Ally Financial, Ford Motor Credit Company, TD Auto Finance, and Toyota Financial Services to improve the F&I process for automobile dealers and their customers. Connecting thousands of dealers and finance sources in North America for vehicle financing, RouteOne’s platform delivers a comprehensive suite of F&I solutions across multiple channels: in-store, online, mobile, and via third-party solutions. Its flagship products include credit applications, eContracting, compliance, and online/mobile retail services. In 2016, RouteOne acquired MaximTrak to deliver a complete F&I offering to its customers. Its product line up includes credit applications, compliance, eContracting, menu, and online/mobile retail services. In addition, RouteOne enables dealer choice across a wide variety of best-in-class providers through open integrations with over 135 DSPs. More information is available at

About Gateway One Lending & Finance

Gateway One Lending & Finance, a subsidiary of TCF National Bank, is an indirect automotive origination and servicing company that conducts business in all 50 states. For more information about Gateway One Lending & Finance, please visit

About TCF

TCF is a Wayzata, Minnesota-based national bank holding company. As of September 30, 2016, TCF had $21.1 billion in total assets and 341 branches in Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona and South Dakota providing retail and commercial banking services. TCF, through its subsidiaries, also conducts commercial leasing, equipment finance, and auto finance business in all 50 states and commercial inventory finance business in all 50 states and Canada. For more information about TCF, please visit Gateway.